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Current Interest Rates

Effective June 1, 2025

For current interest rates, update Winflex.

Ultra-Income, Income Access and Deferred Income Protector

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Participation & Cap Rates

3-Year Rates
4-Year Rates
5-Year Rates
7-Year Rates
10-Year Rates

S&P 500® One-Year 100% Participation

8.00% Cap

8.00% Cap

9.00% Cap

8.75% Cap

8.50% Cap

With Return of Premium

7.50% Cap

7.50% Cap

8.50% Cap

8.25% Cap

8.00% Cap

S&P 500® One-Year 100% Participation With Guaranteed Cap

6.75% Cap

6.75% Cap

7.00% Cap

6.35% Cap

5.70% Cap

With Return of Premium

6.25% Cap

6.25% Cap

6.50% Cap

6.00% Cap

5.35% Cap

S&P 500® One-Year Uncapped

50% Participation

50% Participation

50% Participation

50% Participation

50% Participation

With Return of Premium

45% Participation

45% Participation

45% Participation

45% Participation

45% Participation

S&P 500® One-Year Performance Trigger

7.00% Trigger

7.00% Trigger

7.00% Trigger

6.75% Trigger

6.50% Trigger

With Return of Premium

6.50% Trigger

6.50% Trigger

6.75% Trigger

6.50% Trigger

6.25% Trigger

BofA U.S. Agility Index: One-Year Uncapped

170% Participation

175% Participation

185% Participation

185% Participation

185% Participation

With Return of Premium

165% Participation

170% Participation

175% Participation

175% Participation

175% Participation

Fixed Account

3.75%

3.75%

3.75%

3.75%

3.75%

With Return of Premium

3.50%

3.50%

3.50%

3.50%

3.50%
Ultra-Premier SPDA      

5-Year Rate

5.00%

7-Year Rate

5.15%

Minimum Guarantee Rate

0.05%
Ultra-Secure Plus SPDA      

5-Year Base Rate

4.50%

7-Year Base Rate

4.70%

Minimum Guarantee Rate

0.25%

Additional 0.15% added to interest rate on purchase payment and accumulation values of $50,000 or higher on 5-year and 7-year Ultra-Secure Plus product.

Bonus Flexible Annuity

1st Year Base Rate

4.25%

1st Year Bonus

1.00%

1st Year Guarantee Rate

5.25%

Minimum Guarantee Rate

0.05%

Note: Additional 0.15% added to interest rate on purchase payment and accumulation values of $50,000 or higher.

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