Living Promise Whole Life Insurance offers simplified underwriting and level and graded benefit plans for seniors to help cover final and other expenses.

Graded Benefit Plan not available in MT and NC.

Level Benefit Plan:
45-85

Graded Benefit Plan:
45-80

Level Benefit Plan:
$2,000 - $50,000

Graded Benefit Plan:
$2,000 - $20,000

Level Benefit Plan:
Standard Tobacco/Nontobacco

Graded Benefit Plan:
Standard (no tobacco distinction)

N/A

• Annual (1.00)
• Quarterly (.275)
• Semiannual (.52)
• Monthly BSP (.089)

Level Benefit Plan:

• $36 Annual Policy Fee (Commissionable)

Graded Benefit Plan:

• $12 Annual Policy Fee (Commissionable)

Level Benefit Plan:

• Accidental Death Benefit Rider
• Accelerated Death Benefit Rider*

Graded Benefit Plan:

• None

Charge 7.4% in advance

N/A

Policy is guaranteed to age 100 as long as premium is paid

• Simplified underwriting
• Small face amounts
• No death benefit reductions in early years (Level Benefit only)
• iGo e-App^TM