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According to a 2017 report from the U.S. Department of Health and Human Services, almost 70 percent of people over age 65 will require chronic care later in life - for an average of three years. And 20 percent of those individuals will need that care for longer than five years. The Long-Term Care Rider can help clients plan for these expenses.
Licensing, training and continuing education requirements for selling the LTC Rider.
Product information, definitions and underwriting guidelines you'll need to sell the LTC Rider.
Selling the LTC Rider
Here are a few quick reads that will prepare you for LTC Rider discussions with your clients.
This case study examines the impact the Long-Term Care Rider can make for a client's estate, using two contrasting scenarios.
Examines the advantages of purchasing a Long-Term Care Rider at a younger age, including a case study.
Fully understand the differences between the two LTC Rider models - reimbursement vs indemnity.
Which is right for your client - Chronic Illness Rider or LTC Rider? Here's a thorough comparison of both.
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