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Your Life, Simplified.

Our Simplified Issue products make your life simpler with uncomplicated underwriting, quick turnarounds and faster coverage for your clients. Faster process to offer faster coverage - now that's insurance, simplified.

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*Materials are for download only. For ordering and state-specific versions, log in to Forms & Materials or contact Sales Support.

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Underwriting Resources

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Express Underwriting Reference Guide

Basic underwriting requirements, build chart and what is automatically declined.

View Reference Guide

Underwriting Guidelines

Review of all Life product underwriting guidelines.

View Guidelines

Prescription Drug Exclusion List

List of medications that make a client ineligible for our Simplified Issues products.

Automated Underwriting

Learn about our instant decision process.

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