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DI Underwriting
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DI Choice Portfolio Underwriting - DI
ActionsDisability Income Choice Portfolio® Underwriting
Our goal is to provide the best possible offer of disability income insurance to help protect your client’s income. Each case is carefully evaluated based on three underwriting criteria:
- Occupation
Depending on your client’s job duties, we’ll designate an occupation risk class. - Health
A health interview and medical tests may be required depending on the benefits applied for. - Income
Financial underwriting determines your client’s income in order to set the policy’s maximum monthly benefit.
Eligibility
Individuals
- Working 30+ hours per week
- Issue ages 18-61
- Annual income of at least $15,000
Underwriting Programs
- Simplified up to $6,000 monthly benefit - Individual Accident only, Short-Term
- Fully underwritten - Individual Accident only, Short-Term, Long-Term
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