Viewing content for
DI Choice Portfolio
State Selected
State Selection
Select Your State:
We want to make sure you get the appropriate information on products approved for sale in your state.
Product Unavailable
Web Content Viewer
Product Advantages
The Disability Income Choice Portfolio gives you a single platform of products, riders and underwriting programs you can use to tailor income protection solutions for Individuals
Web Content Viewer
Portfolio Products
Guaranteed renewable with benefit flexibility and affordable premiums designed to help you meet the needs of middle income consumers, whether sold individually or as part of an employer benefits program:
- Accident Only Disability
- Short-Term Disability
- Long-Term Disability
Benefit Riders
Riders help you include specific coverage that is important to your client. There are several riders at no additional cost.
Web Content Viewer
Options vary by state
Web Content Viewer
Accident Only
|
Short-Term
|
Long-Term
|
|
---|---|---|---|
Issue Ages |
18-61 |
18-61 |
18-61 |
Renewability* |
Guaranteed renewable |
Guaranteed renewable |
Guaranteed renewable |
Maximum Monthly Benefit |
$5,000 |
$5,000 |
$12,000 |
Elimination Period |
90 days |
90 days |
90, 180 or 365 days |
Benefit Period |
3, 6, 12, or 24 months |
3, 6, 12 or 24 months |
2, 5, 10 years or to age 67 |
Base Benefits |
|
|
|
Optional Benefits |
|
|
|
* Guaranteed renewable as long as premiums are paid; conditionally renewable as long as client maintains full-time employment and premiums are paid. Note: Elimination and/or benefit period may vary by state. Features and riders may not be available with all policies or approved in all states.
Web Content Viewer
Premium Discounts
These programs help add even more value for your clients.
Rules apply for each premium savings program. Programs may not be available in all states and percentages may vary by state.
Qualifying Associations |
15 percent |
Self-Employed Clients |
15 percent |
Life + DI Policies |
10 percent on the disability insurance policy |
Common Employer |
15 percent |
Business Owner Upgrade |
Offered at one occupation class higher |
Web Content Viewer

Error
Something went wrong - Please report this problem to the portal administrator.
Web Content Viewer

Error
Something went wrong - Please report this problem to the portal administrator.
Log in for More
There's More
Log in to Sales Professional Access to unlock even more detailed information and specialized tools plus your personalized reports.
Not Registered? All you need is your production number and you're ready. Sign up
Shared State Special JS
Contact Support
Have a sales or marketing question, need technical assistance, or have an idea you want to share? Contact Support
- ${title}${badge}