Z7_MH8C1H40J0FP70AV9NTMN20HS6

Select Your State:

We want to make sure you get the appropriate information on products approved for sale in your state.

Z7_MH8C1H40J0FP70AV9NTMN20HS5

Viewing content for

Z7_MH8C1H40J80180A6KCK76U3GN5

MutualCare Solutions

We take a big picture approach to LTCi underwriting by evaluating applicants based on a variety of criteria:

  • Health History
  • Cognitive Status
  • Daily Activities
  • Ability to Perform ADLs & IADLs

Underwriting Guidelines

Issue Ages

30-79

30-75

Rate Classes

Preferred (15% savings)

Select (100%)

Class I (125%)

Class II (150%)

Underwriting Requirements

Medical Information Bureau (MIB)

All applicants

Medical Claims Data Check

All applicants

Medical Records

Underwriter Discretion

Personal Health Interview

Clients 30-59: Underwriter Discretion

Telephone with cognitive screening: Ages 60-64

Face-to-face Assessment with cognitive screening: Ages 65 and older

Z7_MH8C1H40J0FP70AV9NTMN20EV1
Warning

Warning

Invalid configuration found. Contact the administrator.

 
Z7_MH8C1H40J05010AM48F6PU1SG5
Error

Error

Something went wrong - Please report this problem to the portal administrator.

Z7_MH8C1H40J05010AM48F6PU1SG6
Error

Error

Something went wrong - Please report this problem to the portal administrator.

Z7_MH8C1H40J80180A6KCK76U3GF6
Login
Login for More

There's More

Log in to Sales Professional Access to unlock even more detailed information and specialized tools plus your personalized reports.

Not Registered? All you need is your production number and you're ready. Sign up

Z7_MH8C1H40J80180A6KCK76U3GF5

Have a sales or marketing question, need technical assistance, or have an idea you want to share? Contact Support