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Product Highlights

A single premium immediate annuity that offers a return of premium upon death and competitive income payouts.
Issue Ages: 59-75

Customer Needs

  • Secure way to pass money to heirs
  • Looking to supplement retirement income
  • Want a risk-averse solution

Benefits and Features

  • Income Options - Life Only or Joint Life Only income options
  • Death Benefit - The death benefit is equal to the single premium less any applicable state premium taxes
  • Commuted Value - The commuted value is equal to the present value of both the projected future income payments and the projected death benefit

Policy Minimum/Maximum

Minimum: $10,000 premium

Maximum: $1 million premium (without United of Omaha Life Insurance Company approval)

Income Start Date

Payments must start between 30 days and 13 months after the purchase date

Other Information

  • 30-day free look period
  • Backed by United of Omaha Life Insurance Company

Licensing Requirements

  • State insurance license for life products
  • Appointed with United of Omaha
  • Anti-money laundering (AML) training
  • Must complete annuity suitability training


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