Z7_MH8C1H40J8B360A6UU3L313GF5
Z7_MH8C1H40J0TF80AMQGSDM200I7

Viewing content for

Z7_MH8C1H40JGL880AMA65L3400C0

Select Your State:

We want to make sure you get the appropriate information on products approved for sale in your state.

Z7_MH8C1H40J8RNA0APQLPIH70OB2

Sorry, this product is not available in your state.

Z7_MH8C1H40JOTKC0A69TFTFF3GJ5

Product Highlights

Single premium immediate annuity with liquidity and income enhancement features.
Issue Ages: 0-85

Customer Needs

Designed for senior investors seeking:

  • Guaranteed lifetime income
  • Guaranteed minimum death benefit
  • Income enhancement features
  • Access to account value

Five Good Reasons to Sell Our Income AccessSM Product

  1. It gives clients a guaranteed income and access to their money
  2. It provides a guaranteed minimum death benefit
  3. It offers accelerated benefits
  4. A nursing home rider increases benefits
  5. Inflation protection is available
Z7_MH8C1H40JOTKC0A69TFTFF3G37

Income Features

  • Guaranteed Lifetime Income - monthly, quarterly, semi-annually or annually
  • 3% a year inflation protection - optional benefit
  • Nursing Home Confinement Benefit - 50% payment increase if confined to a nursing home - optional benefit
  • Survivor Continuation Option - policy tied to life of owner and selected survivor

Policy Minimum

$10,000 initial premium

Payouts

Payments must begin from one month up to 13 months following purchase date.

Z7_MH8C1H40JOTKC0A69TFTFF3GJ6

Access Features:

Policy Year 1 2 3 4 5 6
Percent Returned 95% 96% 97% 98% 99% 100%
  • Return of premium on cancellation-up to 100% less payments received, according to the above vesting schedule.

Other Features

  • 3-day free look period
  • Tax-advantaged payments
  • Flexible payout options
Z7_MH8C1H40JOTKC0A69TFTFF3GJ4

Underwriting Guidelines

  • Issue ages: 0-85
  • Policy minimum: $10,000 initial premium; $100 minimum monthly payout

Death Benefit

  • Return of premium at death
  • Guaranteed minimum death benefit - optional benefit
  • Accidental Death Benefit - doubles death benefit when death occurs in a common carrier accident.

Licensing Requirements

  • State insurance license
  • Appointed with United of Omaha
Z7_MH8C1H40J0K240AD7FS68T30A4
Error

Error

Something went wrong - Please report this problem to the portal administrator.

Z7_MH8C1H40JOECB0ALF3ADCA0070
Login
Login for More

There's More

Log in to Sales Professional Access to unlock even more detailed information and specialized tools plus your personalized reports.

Not Registered? All you need is your production number and you're ready. Sign up

Z7_MH8C1H40J8B360A6UU3L313GV5

Have a sales or marketing question, need technical assistance, or have an idea you want to share? Contact Support

Z7_MH8C1H40J0TP00Q4I0FIGJ2855