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Single premium immediate annuity with liquidity and income enhancement features.
Issue Ages: 0-85
Designed for senior investors seeking:
- Guaranteed lifetime income
- Guaranteed minimum death benefit
- Income enhancement features
- Access to account value
Five Good Reasons to Sell Our Income AccessSM Product
- It gives clients a guaranteed income and access to their money
- It provides a guaranteed minimum death benefit
- It offers accelerated benefits
- A nursing home rider increases benefits
- Inflation protection is available
- Guaranteed Lifetime Income - monthly, quarterly, semi-annually or annually
- 10% or 20% payment increase for certain medical conditions (Payment Enhancement Risk Classes - PERC) optional benefit, no additional cost.
- 3% a year inflation protection - optional benefit
- Nursing Home Confinement Benefit - 50% payment increase if confined to a nursing home - optional benefit
- Survivor Continuation Option - policy tied to life of owner and selected survivor
$10,000 initial premium
Payments must begin from one month up to 13 months following purchase date.
- Return of premium on cancellation-up to 100% less payments received, according to the above vesting schedule.
- 3-day free look period
- Tax-advantaged payments
- Flexible payout options
- Issue ages: 0-85
- Policy minimum: $10,000 initial premium; $100 minimum monthly payout
- Return of premium at death
- Guaranteed minimum death benefit - optional benefit
- Accidental Death Benefit - doubles death benefit when death occurs in a common carrier accident.
- State insurance license
- Appointed with United of Omaha
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